A house in Loughborough lived in only by full-time students pays no council tax. At Charnwood Borough Council's Band D charge of £2,378 a year, that exemption is worth about £198 a month — but only if you actually claim it.
| All-student household | Fully exempt |
| How to claim | Online application form for a student discount or exemption, also downloadable. |
| Evidence they want | A council tax exemption certificate from your college or university confirming the full-time course. |
| Band D charge, 2026/27 | £2,378 |
Halls need no application. One other non-student adult means 25% off; two or more means you cannot apply. Until a decision arrives the existing bill stands and must be paid. The figure is for the Loughborough special-expenses area; other Charnwood parishes differ.
The councils nearest Charnwood Borough Council on the Band D charge — what the exemption is worth where you might have gone instead. The full table has every one.
| City | Council | Band D |
|---|---|---|
| Portsmouth | Portsmouth City Council | £2,292 |
| Hull | Hull City Council | £2,295 |
| Lincoln | City of Lincoln Council | £2,323 |
| Bradford | City of Bradford Metropolitan District Council | £2,333 |
| Birmingham | Birmingham City Council | £2,353 |
| Loughborough | Charnwood Borough Council | £2,378 |
| Bath | Bath and North East Somerset Council | £2,383 |
| Canterbury | Canterbury City Council | £2,398 |
| Bournemouth | Bournemouth, Christchurch and Poole Council (BCP Council) | £2,400 |
| Huddersfield | Kirklees Council | £2,430 |
| Plymouth | Plymouth City Council | £2,442 |
No, not if every adult in the property is a full-time student — the household is exempt. The exemption has to be claimed; it does not apply itself just because you are a student.
Online application form for a student discount or exemption, also downloadable.
A council tax exemption certificate from your college or university confirming the full-time course.
Checked 18 August 2026 against charnwood.gov.uk. Councils change their forms and evidence rules; the council's own page is the authority when you claim.
Processes checked 19 August 2026 against each council's own pages. This is information, not advice, and the council's page is the authority when you claim.